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UAE Mortgage Calculator

Calculate your monthly mortgage payments based on current UAE bank rates and regulations.

Home ≫ Calculators ≫ Mortgage Calculator

Mortgage Details

1,200,000 AED
AED
240,000 AED (20.0%)
AED
960,000 AED (80.0%)
AED
25 Years
3.99%
%
Estimated Monthly Payment
5,062 AED
Based on current settings
Interest Rate
3.99%

Mandatory Upfront Costs

Down Payment
240,000 AED
DLD Transfer Fee (4%)
48,000 AED
Mortgage Registration (0.25% + 290)
2,690 AED
Total Mandatory Costs
290,690 AED

Additional costs typically include:

  • Bank processing fees: 2,500 - 15,000 AED
  • Property valuation: 2,500 - 5,000 AED
  • Property insurance: Usually included in monthly payments

Contact Young & Right for a detailed cost breakdown specific to your situation.

Important Disclaimer

Interest Rates: The interest rates shown (3.49%, 3.99%, 4.79%) are indicative only and subject to change. Actual rates depend on your profile, bank policies, and current EIBOR rates. Please consult with banks for current rates.

Fees & Costs: The mandatory costs shown (DLD Transfer Fee, Mortgage Registration) are based on current government regulations. Additional bank fees, valuation costs, and insurance vary by institution and property value. Life insurance is often required by banks and varies based on age, health, and loan amount.

Eligibility: Mortgage approval depends on various factors including income, existing debts, credit history, and age (typically age + loan term ≤ 65-70 years). This calculator provides estimates only.

Professional Advice: This calculator is for informational purposes. Please consult with Young & Right or your financial advisor for personalized mortgage planning and accurate cost breakdowns.

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